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RTM revenue and time calculator

Tell us how much staff time you can put into Remote Therapeutic Monitoring and see the most it could bring in under traditional Medicare in 2026: how many patients to cover, how much management time to give each one, and how much is at risk of denial. The rates come from CMS's own 2026 fee schedule for your locality, and the benchmarks come from 2025 Medicare claims by physical therapists in private practice.

Free, no signup. Nothing you enter leaves your browser. CMS DATA marks a sourced figure, ASSUMPTION marks one you should replace with your own.

1 · Your team and caseload

Medicare adjusts every rate by locality.

people

Your RTM lead, plus anyone who helps. Their time is pooled.

patients

Traditional Medicare patients who qualify and would agree, at any one time. The plan never covers more than this.

CMS DATA In 2025, PTs in private practice billed about 1.1 months of device supply per RTM enrollment.

2 · Each month a patient is on RTM

Needed to bill device supply. New in 2026: 2 to 15 days (98985) pays the same as 16 or more (98977), so the old 16-day cliff no longer costs device revenue. ASSUMPTION

Every treatment management code needs at least one real-time interactive communication in the calendar month. ASSUMPTION

minutes, once

Not a time-based code, but it is real staff time. ASSUMPTION

minutes a week

Billing counts time in fixed steps, and real work runs over: checking logs between calls, answering messages, and patients who never reach a billable threshold. Enter 0 to see only the billable minimum. ASSUMPTION

3 · Payment and costs

Medicare pays 80% of the allowed amount, less 2% sequestration. The other 20% is billed to the patient or their supplemental plan. ASSUMPTION

$per hour

Optional. Leave at 0 to see revenue before staff time. Include benefits if you enter it.

$per month

Optional. Whatever you pay or have been quoted, from any vendor.

Most RTM revenue from your time

$0

per month

Net after your costs

$0

per month

Patients your team can cover

0

at once

Revenue per staff hour

$0

before staff cost

Where to spend the time

Management per patient a monthPatientsRevenue / moPer staff hourDenied / mo

Each row gives every covered patient the same management time, using all your staff time up to your eligible patients. The plan above picks the best mix, highlighted. Most likely case.

Where the money comes from, per month

CodeClaimsRateDeniedExpected

Rate is the 2026 Medicare allowed amount for your locality (non-facility, non-QP conversion factor $33.4009). Expected is what you would collect after Medicare's 80% less sequestration, the share of coinsurance you collect, and denials. Claims are monthly averages at a steady number of patients, for the recommended plan in the most likely case.

How long patients stay on RTM

Months per patientPatientsNew / moRevenue / moPer patient stay

Denial exposure

CodePT denial rate, 2025
98975Setup and patient educationat least 9.0%
98977Device supply, 16 to 30 daysat least 13.0%
98980Management, first 20 minutesat least 8.8%
98981Management, each extra 20 minutesat least 42.7%
98979 / 98985New in 2026, no claims data yetassumed same as 98980 / 98977
97110Therapeutic exercise, for comparisonat least 4.0%

Denied services as a share of submitted services, physical therapists in private practice, traditional Medicare, calendar 2025. "At least" because CMS hides small counts. These are national averages across every reason a claim can be denied. They are not your odds.

What Medicare's own data says about RTM in PT clinics

We analyzed CMS's public claims files for 2022 through 2025. Three findings matter for anyone setting up RTM.

~1.1 months

of device supply billed per RTM enrollment by PTs in private practice in 2025. RTM usually stops when visits stop, which is when patients are most on their own.

73,494 device-supply services vs 64,893 setups. CMS Physician/Supplier Procedure Summary, 2025.

43%+

of PT claims for the extra-20-minute management code were denied in 2025, up from about 10% in 2023. The first-20-minute code was denied at about 9%.

CMS Physician/Supplier Procedure Summary, 2023 and 2025, provider specialty 65.

Same rate

for 2 to 15 days of data (98985) as for 16 or more (98977) in 2026: $51.44 nationally. A patient who logs 10 days no longer costs you the device payment.

CMS 2026 Physician Fee Schedule relative value file, July release (RVU26C). Both codes 1.54 RVUs.

Before you bill: what claims are checked for

The documentation below is what an auditor or a denial will turn on. Check each against your payer and Medicare Administrative Contractor. This is a checklist, not billing advice.

  • Consent on file before you bill, with a note that the patient understands they may owe cost sharing.
  • Setup and patient education documented (98975), billed once per episode of care.
  • One practitioner per 30-day period for device supply. Only one can bill a patient's device codes in a period.
  • A real-time interactive communication every month you bill management, with its date and what it covered.
  • A time log that supports every increment. 98981 needs each full extra 20 minutes, and 98979 and 98980 are never billed in the same month.
  • A plan of care, and the GP modifier when a physical therapist bills the codes.

How this is calculated

Every step is shown so your billing team can check it.

  • Staff time per month = people × hours a week each × 4.33 weeks.
  • One patient for one month at a given management level takes: setup minutes ÷ months per stay, plus management minutes × the share of months with data and a live call, plus extra review minutes × 4.33. It earns: a setup claim (98975) ÷ months per stay, a device claim (98985 or 98977) × the share of months with at least 2 days of data, and the management claims × the share with data and a live call.
  • The plan is the mix of management levels (10, 20, 40 or 60 minutes) that earns the most expected revenue, after denials, within your staff time and your eligible patients. It is a small linear program, so the best plan never mixes more than two levels. Treatment management is always included: device supply billed without it is the "missing components" pattern the HHS Inspector General flagged in remote monitoring.
  • New enrollments per month = patients covered ÷ months per stay.
  • Rate = (work RVU × work GPCI + practice expense RVU × PE GPCI + malpractice RVU × MP GPCI) × $33.4009, from the CMS 2026 July release for your locality.
  • Expected = rate × (80% × 98% + 20% × your coinsurance collection) × (1 − denial rate).
  • Revenue per staff hour = revenue ÷ staff hours the plan uses.
  • The range. Low case: 20 points fewer months with 2+ days of data and with a live call, denials at 1.5× the national PT rate, and no coinsurance collected. High case: 10 points more of each (up to 100%), denials at half the national rate, and all coinsurance collected. The most likely case uses your inputs exactly.

What it leaves out

Medicare Advantage, Medicaid and commercial plans set their own rates and coverage rules, and some do not cover RTM at all. Check yours in our RTM coverage lookup. The Part B deductible is ignored, since most patients meet it through their visits. Physician-billed RTM, facility rates and the 2026 qualifying-APM conversion factor are not modeled.

Sources: CMS 2026 PFS relative value file RVU26C and GPCI Addendum E (released June 30, 2026); CMS Physician/Supplier Procedure Summary 2023 and 2025; CMS Medicare Physician & Other Practitioners by Provider and Service, 2024. Found a figure that does not match your remittances? Tell us at contact@rehabityhealth.com and we will correct the page.

Most of the revenue is in the months after the last visit.

Rehabity is built around one designated RTM lead per clinic: every therapist keeps building home programs, patients log how each session went, and your RTM lead reviews it and adjusts the program the same day. Pricing is per RTM lead, not per patient.

Expected RTM revenue

$0 / mo

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